Post-Completion Financing, or “Refinancing”

The only mechanism that will “refinance” a completed scope of work or building improvement is C-PACE.

The mechanism, which is legislated at the state level and thus has varying guidelines across the country, allows for refinancing of projects that were completed up to 5 years prior (check with support@CleanFi.com for a specific state, or read the program notes in your PACE proposals).Refinancing a fully completed project is subject to all the same underwriting guidelines of any other C-PACE project (please search our Knowledge Base for articles), except that the scope(s) of work must be supported with the presentation of:
– Original contract
– Contractor invoice marked “Paid In Full”
– Statement of Lien Release
– Copy(ies) of signed-off permit(s)
– Images of the completed scopes

Read about C-PACE here:

To get one or more quotes for “refinancing” your project, you need have an account on CleanFi.  It is free but is required to see your C-PACE options.   Just create your free account now via this link.
(NOTE: Your email registration confirmation may go to your spam folder.)

Now, to get your C-PACE financing options:
-As for any project, start with the project address.  Then select the scope (or improvement) you are refinancing.  CleanFi will ask you the amount of the project – put the amount you want to refinance (the full amount of the paid contract or less)

– Is property owned or leased: put Owned.  A non-owned property will NOT receive C-PACE options.

– If it is a SOLAR project, CleanFi will ask you the size of the system and the first year production.  It will not impact the C-PACE results your get, so if you do not know those numbers, put the best estimate you have.

– CleanFi may ask if you need us to arrange for a tax partner (for projects that have tax benefits);  select no: “Project owner will absorb all tax benefits”.

In the results/proposals area, you’ll get a navigation bar that looks like this:

Select “PACE” and see your options.